"The Balanced Pages" by J&S Accounting is a valuable blog for small business owners. It offers expert financial advice, tax updates, unbiased perspectives on business tools, and insights into entrepreneurial trends. The blog also features success stories, occasional case studies, and will soon provide a platform for community interaction, making it a comprehensive and useful resource for small business owners.
While accounting may deal with numbers, writing is the language that brings those numbers to life, telling the story of a business's financial health.

Clean books mean your financial records are accurate, organized, and up to date. When your books are clean, you can trust your numbers and make confident business decisions.

Sporadic bookkeeping creates risk, while consistent monthly bookkeeping creates clarity, control, and confidence.

Let’s break down how long to keep business records, what the IRS actually expects, and how digital bookkeeping makes this much easier.

Most IRS notices sent to small business owners aren’t random, and they’re not always because someone did something intentionally wrong. In many cases, they’re triggered by common bookkeeping mistakes that quietly pile up throughout the year.

Jon Ossoff recently introduced a bipartisan bill that could cut taxes for businesses with fewer than 15 employees by adding a wage-based tax deduction.

You don’t need to be an accountant to run a successful business. But you do need to understand what your numbers are trying to tell you.

A monthly close isn’t just for big companies. It’s one of the most important habits a small business can have.

Inaccurate Profit & Loss statements are among the biggest reasons tax returns are delayed, and errors occur. This article explains how common bookkeeping mistakes, such as missing transactions, poor categorization, and unreconciled accounts, create tax season stress and higher preparation costs. Learn how maintaining clean, tax-ready books each month helps small businesses file faster, reduce errors, and save money on tax preparation, and how J&S Accounting supports business owners with year-round bookkeeping built for tax efficiency.

What’s your New Year’s resolution? Eat healthier? Work out more? Finally organize that closet? What if this year, your resolution actually made you more money? As we wrap up 2025 and look ahead to 2026, it’s the perfect time for business owners to pause, reflect, and set intentions that go beyond motivation and create real financial impact. At J&S Accounting, we believe the strongest resolutions are the ones tied to clarity, consistency, and cash flow. Here are a few smart financial resolutions to consider as you head into the new year.

Running a small business after the pandemic has been a game-changer for many companies. Every dollar counts, margins are tighter, and decisions need to be data-driven, not just gut-driven. The good news? You already have a powerful tool to guide you, your financial statements. At J&S Accounting, we help small business owners turn their income statement, balance sheet, and cash flow reports into actionable insights, not just year-end paperwork. Here’s how to actually use those numbers to fuel growth.

January comes fast, and so do tax deadlines. For small employers, year-end reporting can feel overwhelming, but a little preparation now can save you time, stress, and costly errors later. Here’s a quick guide to help you stay organized and ready for 1099s, W-2s, and everything in between.

As business owners, it’s essential to measure how efficiently your company operates before accounting for financing, taxes, and non-cash expenses. That’s where EBITDA comes in.

At J&S Accounting, we’ve been helping clients adapt to this environment all year, finding ways to protect margins, adjust pricing, and stay profitable while continuing to retain customers. Here’s what we’ve learned (and how you can put it to work in your business).

Because “holiday cheer” shouldn’t come with payroll panic. The holidays are a joyful (and busy) time for small business owners, but they can also bring payroll headaches if you’re not careful. Between bonuses, PTO, and bank holidays, even minor oversights can snowball into costly errors. At J&S Accounting, we see the same issues pop up every year, and the good news is, they’re completely avoidable with the proper prep. So let’s tackle your most common year-end payroll questions.

Small moves now = big tax savings later. As 2025 winds down, most small business owners are focused on closing out projects, wrapping up holiday sales, and catching their breath. But here’s the truth: the best time to save on your 2025 tax bill is before December 31st. At J&S Accounting, we’ve seen firsthand how a few strategic decisions in Q4 can make a huge difference by filing season. Here’s what year-end planning actually looks like for our clients and how it could work for you too.

As Q4 rolls around, it’s easy to look at your year-to-date numbers and think, “Where did the time go?” Maybe sales haven’t hit projections, or maybe you’ve grown faster than expected and cash flow is tight. Either way, now is the time to pause, review, and reset your financial goals so you can finish the year strong, and set up an even better start for next year. At J&S Accounting, we help small business owners do exactly that, turn messy mid-year numbers into a clear, actionable game plan.

The holiday season isn’t just about twinkling lights and peppermint mochas—it’s make-or-break time for many small businesses. Whether you rely on holiday sales for the bulk of your revenue or just see a seasonal boost, smart financial planning can mean the difference between record profits and post-holiday regrets.

The holidays are a time to celebrate your team, thank your clients, and spread a little cheer. But before you go dashing through the snow with your business credit card, it’s important to know what the IRS considers deductible and what’s just festive fun on your dime.





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Disclaimer:This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.



This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.