Jon Ossoff recently introduced a bipartisan bill that could cut taxes for businesses with fewer than 15 employees by adding a wage-based tax deduction.

You don’t need to be an accountant to run a successful business. But you do need to understand what your numbers are trying to tell you.

A monthly close isn’t just for big companies. It’s one of the most important habits a small business can have.

Inaccurate Profit & Loss statements are among the biggest reasons tax returns are delayed, and errors occur. This article explains how common bookkeeping mistakes, such as missing transactions, poor categorization, and unreconciled accounts, create tax season stress and higher preparation costs. Learn how maintaining clean, tax-ready books each month helps small businesses file faster, reduce errors, and save money on tax preparation, and how J&S Accounting supports business owners with year-round bookkeeping built for tax efficiency.

What’s your New Year’s resolution? Eat healthier? Work out more? Finally organize that closet? What if this year, your resolution actually made you more money? As we wrap up 2025 and look ahead to 2026, it’s the perfect time for business owners to pause, reflect, and set intentions that go beyond motivation and create real financial impact. At J&S Accounting, we believe the strongest resolutions are the ones tied to clarity, consistency, and cash flow. Here are a few smart financial resolutions to consider as you head into the new year.

Running a small business after the pandemic has been a game-changer for many companies. Every dollar counts, margins are tighter, and decisions need to be data-driven, not just gut-driven. The good news? You already have a powerful tool to guide you, your financial statements. At J&S Accounting, we help small business owners turn their income statement, balance sheet, and cash flow reports into actionable insights, not just year-end paperwork. Here’s how to actually use those numbers to fuel growth.

January comes fast, and so do tax deadlines. For small employers, year-end reporting can feel overwhelming, but a little preparation now can save you time, stress, and costly errors later. Here’s a quick guide to help you stay organized and ready for 1099s, W-2s, and everything in between.

As business owners, it’s essential to measure how efficiently your company operates before accounting for financing, taxes, and non-cash expenses. That’s where EBITDA comes in.

At J&S Accounting, we’ve been helping clients adapt to this environment all year, finding ways to protect margins, adjust pricing, and stay profitable while continuing to retain customers. Here’s what we’ve learned (and how you can put it to work in your business).

Because “holiday cheer” shouldn’t come with payroll panic. The holidays are a joyful (and busy) time for small business owners, but they can also bring payroll headaches if you’re not careful. Between bonuses, PTO, and bank holidays, even minor oversights can snowball into costly errors. At J&S Accounting, we see the same issues pop up every year, and the good news is, they’re completely avoidable with the proper prep. So let’s tackle your most common year-end payroll questions.

Small moves now = big tax savings later. As 2025 winds down, most small business owners are focused on closing out projects, wrapping up holiday sales, and catching their breath. But here’s the truth: the best time to save on your 2025 tax bill is before December 31st. At J&S Accounting, we’ve seen firsthand how a few strategic decisions in Q4 can make a huge difference by filing season. Here’s what year-end planning actually looks like for our clients and how it could work for you too.

As Q4 rolls around, it’s easy to look at your year-to-date numbers and think, “Where did the time go?” Maybe sales haven’t hit projections, or maybe you’ve grown faster than expected and cash flow is tight. Either way, now is the time to pause, review, and reset your financial goals so you can finish the year strong, and set up an even better start for next year. At J&S Accounting, we help small business owners do exactly that, turn messy mid-year numbers into a clear, actionable game plan.

The holiday season isn’t just about twinkling lights and peppermint mochas—it’s make-or-break time for many small businesses. Whether you rely on holiday sales for the bulk of your revenue or just see a seasonal boost, smart financial planning can mean the difference between record profits and post-holiday regrets.

The holidays are a time to celebrate your team, thank your clients, and spread a little cheer. But before you go dashing through the snow with your business credit card, it’s important to know what the IRS considers deductible and what’s just festive fun on your dime.

We’re now 29 days into the government shutdown, and many business owners, especially those in the small business and nonprofit sectors, are starting to feel the effects. When federal systems pause, the impact extends far beyond Washington, D.C. It touches real organizations, real budgets, and real people trying to keep things running.

The end of the year always sneaks up faster than we think. Between holiday sales, family commitments, and wrapping up projects, many small business owners push tax prep to the back burner until January. But waiting until the last minute can cost you, not only in stress, but also in missed opportunities for deductions and savings.

Most parents don’t realize that they can start helping their child build credit long before they ever apply for their first card. By adding your child as an authorized user on your credit card, you can give them a head start in building a strong financial foundation.

As we approach year-end, business owners everywhere are preparing for one of the busiest times of the year: holiday sales, tax planning, and wrapping up the books. But there’s one area that often gets overlooked until it becomes a headache: payroll. Suppose your current payroll system leaves you frustrated with clunky processes, limited reporting, or extra time spent fixing mistakes. In that case, Q4 might be the perfect time to prepare for making the switch.