What Small Business Owners Need to Know About PCI Compliance Protecting Your Business When Accepting Credit & Debit Cards

As Quarter 2 comes to a close, it’s the perfect time for small business owners to hit pause, reflect, and prepare for what’s ahead. A thoughtful Q2 wrap-up helps you celebrate wins, identify areas for improvement, and close the year strong. At J&S Accounting, we specialize in helping small businesses stay financially focused throughout the year.

At J&S Accounting, we work with business owners who are frustrated, overwhelmed, and ready for a change. If that’s you, let’s talk about what a true financial partner looks like, and how we’re different from the rest.

At J&S Accounting, we work with business owners who feel the pressure daily. And while we’re not here to sugarcoat the challenges, we are here to help you make confident, strategic financial decisions, starting with your expenses.

In today’s flexible work environment, gig work is more popular than ever. Whether you're driving for a rideshare company, delivering groceries, freelancing online, or offering your skills on platforms like Fiverr or TaskRabbit, you’re running a business. But with that flexibility comes financial responsibility, and that leads to a big question, do I really need a bookkeeper as a gig worker?

If you're a small business owner, freelancer, or independent contractor, you've probably heard the term “tax-ready bookkeeping.” But what does that actually mean? And what does it look like in practice? At J&S Accounting, we specialize in tax-ready books, but we want to be clear about what we do and what we don’t do.

As a busy entrepreneur running an information-based business, whether you're selling courses, coaching programs, digital downloads, or memberships, bookkeeping probably isn’t the part of your business that lights you up. But here's the truth: if you want to scale sustainably, stay tax-season ready, and make confident decisions, you need clean, consistent books.

Time flies when you're running a business—and believe it or not, we're approaching the halfway mark of 2025. Now is the perfect time to pause, take stock, and make sure your books are in order. Mid-year financial check-ins help prevent surprises, reduce stress during year-end, and ensure you’re staying compliant and making informed decisions.

At J&S Accounting, we manage books for a wide range of industries—from local service providers to multi-platform e-commerce brands. And if there’s one thing we’ve learned, it’s that e-commerce accounting comes with its own unique set of challenges.

At J&S Accounting, we believe in recognizing the people who make our work not only possible but truly exceptional. Today, we’re taking a moment to celebrate someone who quietly, consistently, and wholeheartedly strengthens our team, Marta.

Bankruptcy is a word no business owner wants to hear, but it’s a reality that many businesses face, especially during periods of economic uncertainty or rapid growth. While a number of factors can contribute to business failure, the number one cause of business bankruptcy is poor cash flow management.

If you’re a business owner who works with independent contractors, you probably feel the stress when January rolls around. It can get overwhelming fast between tracking payments, collecting W-9s, and issuing 1099s.