
Monday, October 13, 2025
As we approach year-end, business owners everywhere are preparing for one of the busiest times of the year: holiday sales, tax planning, and wrapping up the books. But there’s one area that often gets overlooked until it becomes a headache: payroll.
Suppose your current payroll system leaves you frustrated with clunky processes, limited reporting, or extra time spent fixing mistakes. In that case, Q4 might be the perfect time to prepare for making the switch.
Making a change in payroll mid-year can feel daunting, but upgrading before December has several advantages:
At J&S Accounting, we’ve seen firsthand how Gusto can transform payroll and HR for small businesses:
And the best part? It’s designed for small business owners, not payroll experts. You don’t need to be a tech wizard to get set up.
Thinking about making the switch? Right now, you can sign up for Gusto with our referral link and get free payroll software setup in minutes.
Sign up for Gusto | Free payroll software setup in minutes
Not only will you get robust payroll and reporting tools, but you’ll also have J&S Accounting in your corner to help you get started.
If payroll has been a pain point in 2025, don’t drag those frustrations into 2026. By making the switch now, you’ll head into the new year with confidence; fully set up, compliant, and ready to run payroll without stress.
At J&S Accounting, we know small business owners wear many hats, and payroll shouldn’t be the one that keeps you up at night. While we don’t typically process payroll for clients, we do have the industry knowledge to recommend the right software solutions that make life easier.
Let us help point you in the right direction so you can simplify payroll, spend less time crunching numbers, and more time growing your business. After all, your energy is best spent on your customers, your team, and your vision—not on paycheck headaches.

At J&S Accounting, we provide expert bookkeeping services tailored to the unique needs of small businesses and nonprofits. We recognize the challenges that come with maintaining accurate financial records and how vital this is for the smooth operation and growth of your business. As a woman and minority-owned firm, we’re proud to offer our expertise to businesses in Savannah, GA, and across the nation, helping them navigate financial complexities and achieve better financial management.

The holiday season isn’t just about twinkling lights and peppermint mochas—it’s make-or-break time for many small businesses. Whether you rely on holiday sales for the bulk of your revenue or just see a seasonal boost, smart financial planning can mean the difference between record profits and post-holiday regrets.

The holidays are a time to celebrate your team, thank your clients, and spread a little cheer. But before you go dashing through the snow with your business credit card, it’s important to know what the IRS considers deductible and what’s just festive fun on your dime.

We’re now 29 days into the government shutdown, and many business owners, especially those in the small business and nonprofit sectors, are starting to feel the effects. When federal systems pause, the impact extends far beyond Washington, D.C. It touches real organizations, real budgets, and real people trying to keep things running.





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Disclaimer:This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.



This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.