Articles & Resources

"The Balanced Pages" by J&S Accounting is a valuable resource for businesses and non-profits. It offers expert financial advice, tax updates, unbiased perspectives on business tools, and insights into industry trends. The blog also features success stories and occasional case studies, providing practical guidance and ideas to help organizations make informed financial and operational decisions.

While accounting may deal with numbers, writing is the language that brings those numbers to life, telling the story of a business's financial health.

Q3 Estimated Taxes Are Due Sept. 15 — 5 Things to Do Right Now (Even If Your Books Are a Mess)

Friday, August 14, 2026

J&S Accounting

September 15 will be here before you know it. For many business owners and self-employed individuals, that means it's time for the third estimated tax payment of the year. There are steps you can take now to get organized and avoid an even bigger scramble in September.

Protecting Your Business or Non-Profit from Phishing Scams and Suspicious Emails

Monday, July 06, 2026

J&S Accounting

Cybercriminals are increasingly targeting both small businesses and non-profits through phishing emails, text messages, and other online scams. Learn how to recognize common warning signs and protect your organization.

Still Filing Sales Tax Manually? Automation May Save You Time

Monday, June 22, 2026

J&S Accounting

Today, there are tools designed to automate many of the repetitive tasks involved in sales tax management. These platforms can connect with popular point-of-sale systems, e-commerce platforms, and accounting software to help track sales tax obligations and reduce the risk of missed deadlines.

Are Merchant Fees Costing You More Than They Should?

Friday, June 12, 2026

J&S Accounting

At J&S Accounting, we regularly see businesses paying higher rates, unnecessary fees, or using outdated processing structures that quietly eat away at profits. The good news? Many of these costs can be reduced without changing how you do business.

Payroll Reports Small Business Owners Should Review Each Quarter

Monday, May 18, 2026

J&S Accounting

Payroll runs in the background for many small businesses, but the reports behind it can offer valuable insight into your financial health and compliance. Taking time each quarter to review key payroll reports can help catch issues early, ensure accuracy, and give you a clearer picture of how payroll is impacting your business.

1099 vs Employee: The $10,000 Classification Mistake

Monday, May 04, 2026

J&S Accounting

Hiring help is a big step for any small business, but deciding how to classify that help is just as important. The difference between treating someone as an independent contractor (1099) or an employee isn’t just administrative; it has real financial and compliance implications. And getting it wrong can be costly.

Why Accounting Software Alone Doesn’t Equal Good Bookkeeping

Monday, March 30, 2026

J&S Accounting

QuickBooks Online is a powerful tool. It connects your bank accounts, automatically pulls in transactions, and generates reports in seconds. But, it doesn't equal good bookkeeping on its own.

The Hidden Setup in Your Books That Impacts Your Taxes

Monday, March 16, 2026

J&S Accounting

Most business owners assume their taxes are determined at year-end. In reality, your taxes are shaped all year long by how your income, expenses, and investments are organized in your bookkeeping.

What “Clean Books” Actually Mean for Small Businesses

Monday, March 02, 2026

J&S Accounting

Clean books mean your financial records are accurate, organized, and up to date. When your books are clean, you can trust your numbers and make confident business decisions.

A New Tax Proposal That Could Benefit Georgia’s Small Businesses

Tuesday, January 20, 2026

J&S Accounting

Jon Ossoff recently introduced a bipartisan bill that could cut taxes for businesses with fewer than 15 employees by adding a wage-based tax deduction.

The 3 Financial Reports Every Small Business Owner Should Understand

Thursday, January 15, 2026

J&S Accounting

You don’t need to be an accountant to run a successful business. But you do need to understand what your numbers are trying to tell you.

What a Monthly Bookkeeping Close Really Means (and Why It Matters)

Tuesday, January 06, 2026

J&S Accounting

A monthly close isn’t just for big companies. It’s one of the most important habits a small business can have.

Why Messy P&Ls Slow Down Your Taxes (and How Clean Books Make Life Easier)

Thursday, January 01, 2026

J&S Accounting

Inaccurate Profit & Loss statements are among the biggest reasons tax returns are delayed, and errors occur. This article explains how common bookkeeping mistakes, such as missing transactions, poor categorization, and unreconciled accounts, create tax season stress and higher preparation costs. Learn how maintaining clean, tax-ready books each month helps small businesses file faster, reduce errors, and save money on tax preparation, and how J&S Accounting supports business owners with year-round bookkeeping built for tax efficiency.

Your Business New Year’s Resolutions (With Real Financial Impact)

Monday, December 22, 2025

J&S Accounting

What’s your New Year’s resolution? Eat healthier? Work out more? Finally organize that closet? What if this year, your resolution actually made you more money? As we wrap up 2025 and look ahead to 2026, it’s the perfect time for business owners to pause, reflect, and set intentions that go beyond motivation and create real financial impact. At J&S Accounting, we believe the strongest resolutions are the ones tied to clarity, consistency, and cash flow. Here are a few smart financial resolutions to consider as you head into the new year.

Understanding EBITDA: Why It Matters for Your Business

Monday, December 08, 2025

J&S Accounting

As business owners, it’s essential to measure how efficiently your company operates before accounting for financing, taxes, and non-cash expenses. That’s where EBITDA comes in.

Real Talk: Year-End Planning in Action

Monday, November 24, 2025

J&S Accounting

Small moves now = big tax savings later. As 2025 winds down, most small business owners are focused on closing out projects, wrapping up holiday sales, and catching their breath. But here’s the truth: the best time to save on your 2025 tax bill is before December 31st. At J&S Accounting, we’ve seen firsthand how a few strategic decisions in Q4 can make a huge difference by filing season. Here’s what year-end planning actually looks like for our clients and how it could work for you too.

Holiday Sales Coming? 7 Financial Tips to Maximize Seasonal Profit

Monday, November 10, 2025

J&S Accounting

The holiday season isn’t just about twinkling lights and peppermint mochas—it’s make-or-break time for many small businesses. Whether you rely on holiday sales for the bulk of your revenue or just see a seasonal boost, smart financial planning can mean the difference between record profits and post-holiday regrets.

Bonuses, Gifts & Holiday Parties: What’s Deductible and What’s Not

Monday, November 03, 2025

J&S Accounting

The holidays are a time to celebrate your team, thank your clients, and spread a little cheer. But before you go dashing through the snow with your business credit card, it’s important to know what the IRS considers deductible and what’s just festive fun on your dime.

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© 2026 J&S Accounting and Tax Services LLC, dba J&S Accounting.
All Rights Reserved

Disclaimer:​This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.

J&S Accounting is a member of Savannah Area Chamber
J&S Accounting is a member of Association of Nonprofit Accountants & Finance Professionals
J&S Accounting is an Enrolled Agent
J&S Accounting is a BBB Accredited Business

© 2026 J&S Accounting and Tax Services LLC, dba J&S Accounting.
All Rights Reserved

Disclaimer:​This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.

© 2023 J&S Accounting. All Rights Reserved.

Disclaimer

This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.