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Was 1099 Season Brutal This Year? You're Not Alone.

Monday, March 24, 2025

Let’s Talk About Contractor Tax Tips, Why 1099s Matter, and How to Make Next Year Easier.

If you’re a business owner who works with independent contractors, you probably feel the stress when January rolls around. It can get overwhelming fast between tracking payments, collecting W-9s, and issuing 1099s.

So let’s start with this:​

Why 1099s Matter—And Why Businesses Can’t Skip Them

Now, let’s talk about the big question: Why are 1099s such a big deal?

Here’s why it matters—both to your business and to the IRS:

It’s Legally Required

If you paid a non-employee (like a freelancer, consultant, or contractor) $600 or more during the year for services, you're legally required to file a 1099-NEC with the IRS and provide a copy to the contractor. Failing to do so could result in penalties, even if it was just a small oversight.

It Keeps Your Business in Good Standing

Timely, accurate 1099 filings show that your business is operating responsibly. Maintaining clean, audit-proof books is a priority for every growing business.

It Protects You During an Audit

If you’re ever audited, showing that you properly documented your contractor payments with W-9s and 1099s can save you a huge headache (and potential fines).

It Helps Contractors File Their Taxes

Independent contractors rely on 1099s to file their taxes accurately. When businesses fail to do so, it puts stress and risk on the contractor and damages trust in the relationship.

How to Take the Stress Out of 1099s​

The good news is that you don’t have to dread the upcoming 1099 season. The key is getting ahead of it and using the right tools.

  • Pay contractors electronically (goodbye paper checks 👋)
  • Automatically track contractor payments throughout the year
  • Generate and e-file 1099s with just a few clicks
  • Keep W-9 info organized and accessible
  • Avoid the last-minute chaos and make tax season so much easier

We love QuickBooks Online for this exact reason. With QBO, you can:

🧾 Toss those paper checks in the trash (well, maybe shred them!) and streamline the whole process.

​👉 Try QuickBooks Online with J&S Accounting’s preferred setup

Here for Savannah’s Small Business Community

At J&S Accounting Services, we love helping our fellow business owners in Savannah, GA, stay compliant, organized, and stress-free—especially during tax season. Whether you're paying one contractor or fifty, we’ll help you get your systems in shape and keep your books squeaky clean.

💬 Got 1099 questions?

💻 Ready to upgrade to QBO?

📈 Want to be better prepared next year?

Let’s make it happen. Reach out today, and let’s set your business up for success year-round.

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About J&S Accounting

At J&S Accounting, we provide expert bookkeeping services tailored to the unique needs of small businesses and nonprofits. We recognize the challenges that come with maintaining accurate financial records and how vital this is for the smooth operation and growth of your business. As a woman and minority-owned firm, we’re proud to offer our expertise to businesses in Savannah, GA, and across the nation, helping them navigate financial complexities and achieve better financial management.

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The team at J&S Accounting are like working with trusted friends that you have had for a long time. Janel has personally walked me through my first year with QuickBooks as a small business owner, and has made it so easy and enjoyable. She is very professional, knowledgeable, and is always so affirming of how well I am doing. She really takes her time and you can tell that she cares about her customers and wanting them to feel confident about their business finances. I could not recommend this company enough!

- Kelsey H.

"The level of professionalism and commitment to supporting small businesses like mine is unmatched."

If I could give J&S 6 stars I would because they go the extra mile every time! I am so glad I found J&S Accounting. The level of professionalism and commitment to supporting small businesses like mine is unmatched. I am so grateful for J&S. I highly recommend!

"Their customer service and individualized care have remained top tier and we gladly recommend their services."

J & S Accounting has made such a huge impact in our day to day operations at Kicklighter Resource Center. They are very hands on and truly take the time to educate us, whether in person or through trainings and tutorials. Their customer service and individualized care have remained top tier and we gladly recommend their services.

- Jay Ahnee

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Disclaimer:​This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.

© 2023 J&S Accounting. All Rights Reserved.

Disclaimer

This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.