Are Merchant Fees Costing You More Than They Should?
Friday, June 12, 2026
Most business owners never review their merchant processing fees, and that could be costing them thousands of dollars each year.
At J&S Accounting, we regularly see businesses paying higher rates, unnecessary fees, or using outdated processing structures that quietly eat away at profits. The good news? Many of these costs can be reduced without changing how you do business.
That's why we partner with a trusted local merchant services provider who offers a free merchant fee audit. They'll review your current statements, identify hidden costs, and show you exactly where savings opportunities may exist.
In many cases, businesses are able to:
- Lower monthly processing fees
- Improve cash flow through payment automation
- Reduce manual invoicing and collection efforts
- Integrate payment systems more efficiently with their accounting software
The best part? If you're already getting a great rate, they'll tell you that too. No pressure, just a transparent review of your current setup.
If you haven't looked at your merchant fees in the last year, now is a great time to do so.
Want to see if you're overpaying? Reach out to J&S Accounting today, and we'll connect you with our local partner for a free merchant fee audit. You might be surprised how much money you're leaving on the table.
About J&S Accounting
At J&S Accounting, we provide expert bookkeeping services tailored to the unique needs of small businesses and non-profits. We recognize the challenges that come with maintaining accurate financial records and how vital this is for the smooth operation and growth of your business. As a woman and minority-owned firm, we’re proud to offer our expertise to businesses in Savannah, GA, and across the nation, helping them navigate financial complexities and achieve better financial management.
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We are thrilled to announce that Janel Varnadoe, CEO of J&S Accounting, has been selected as a distinguished speaker for the SBDC GrowSmart™ Program! Janel will share her expertise during the fourth module, which focuses on Financial Analysis, Tools, and resources.
Selecting the right accounting software can be a game-changer for your small business. With the right tools, you can streamline your financial processes, ensure compliance, and gain critical insights into your operations.
Excellent customer service can turn a minor hiccup into a winning experience for your business, ensuring that your customers talk about you for all the right reasons.
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What others are saying about us
" I could not recommend this company enough!"
The team at J&S Accounting are like working with trusted friends that you have had for a long time. Janel has personally walked me through my first year with QuickBooks as a small business owner, and has made it so easy and enjoyable. She is very professional, knowledgeable, and is always so affirming of how well I am doing. She really takes her time and you can tell that she cares about her customers and wanting them to feel confident about their business finances. I could not recommend this company enough!
- Kelsey H.
"The level of professionalism and commitment to supporting small businesses like mine is unmatched."
If I could give J&S 6 stars I would because they go the extra mile every time! I am so glad I found J&S Accounting. The level of professionalism and commitment to supporting small businesses like mine is unmatched. I am so grateful for J&S. I highly recommend!
"Their customer service and individualized care have remained top tier and we gladly recommend their services."
J & S Accounting has made such a huge impact in our day to day operations at Kicklighter Resource Center. They are very hands on and truly take the time to educate us, whether in person or through trainings and tutorials. Their customer service and individualized care have remained top tier and we gladly recommend their services.
- Jay Ahnee
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Disclaimer:This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.
© 2023 J&S Accounting. All Rights Reserved.
Disclaimer
This content is for information purposes only and should not be considered legal, accounting, or tax advice, or a substitute for obtaining such advice specific to your business from a professional accountant. Additional information and exceptions may apply. Applicable laws may vary by state or locality. No assurance is given that the information is comprehensive in its coverage or that it is suitable in dealing with a customer’s particular situation. J&S Accounting does not have any responsibility for updating or revising any information presented herein. Accordingly, the information provided should not be relied upon as a substitute for independent research. J&S Accounting does not warrant that the material contained herein will continue to be accurate, nor that it is completely free of errors when published. Readers and viewers should verify statements before relying on them.